Who We Serve
We specialise in high-value sectors
A property investor, a dentist and a SaaS founder need completely different things from their accountant. We don’t do one-size-fits-all — we go deep on the sectors we know best, so you get advice from people who already understand your numbers.
7
Specialist sectors
500+
Clients across the UK
98%
Client retention
Find your industry
Tap a sector to jump straight to how we help.
Sector Specialisms
Built around your industry
Each sector below opens to show who we typically work with, the financial challenges we see most often, exactly what we handle for you, and the results clients in your position have seen.
Property Investors
Buy-to-let landlords, portfolio investors and developers navigating Section 24, SDLT and CGT.
Typical Clients
- Buy-to-let landlords with 1–10 properties
- Portfolio investors and HMO operators
- Property developers and flippers
- Investors holding through SPVs or partnerships
Key Challenges
- Section 24 wiping out mortgage-interest relief on personally held property
- Deciding between personal vs limited company ownership
- Capital Gains Tax on disposals
- SDLT surcharges and reliefs
What We Help With
- Company ownership modelling
- Property SPV structures
- CGT planning
- Inheritance tax planning
Relevant Services
"Fahim Accountancy saved us over £12,000 in tax last year through proper planning. We'd never had an accountant who actually reached out to us proactively before."
Rent to Rent Providers
Operators renting properties to sublet as serviced accommodation or HMOs — taxed as a trade, not a let.
Typical Clients
- Rent-to-rent serviced accommodation (R2SA) operators
- Rent-to-HMO management businesses
- Operators scaling across multiple guaranteed-rent units
- Those running through a sole trade or limited company
Key Challenges
- Knowing the income is trading profit — not buy-to-let rental income
- VAT on serviced accommodation once over the threshold (and TOMS)
- Guaranteed rent going out while voids and seasonality hit income
- Tracking profit per unit across a growing portfolio of agreements
What We Help With
- Correct trading treatment, NIC and tax-efficient structure
- VAT registration, serviced-accommodation VAT and TOMS where relevant
- Limited company set-up and profit extraction
- Per-unit management accounts and cash flow forecasting
Relevant Services
"My old accountant treated my rent-to-rent units like buy-to-lets and I was overpaying badly. Fahim restructured everything as a proper trade — the difference to my take-home has been huge."
Doctors
GPs, consultants and locums managing NHS pensions, private practice and locum income.
Typical Clients
- GPs and GP partners
- Hospital consultants with private practice
- Locum doctors working across NHS and private
- Doctors running a private practice limited company
Key Challenges
- NHS Pension annual allowance and tapering creating surprise tax bills
- Combining employed, self-employed and private income streams
- IR35 status for locum work through agencies
- Deciding whether private work belongs in a limited company
What We Help With
- Annual allowance and pension tax charge forecasting
- Structuring private practice income tax-efficiently
- Locum bookkeeping, expenses and IR35 reviews
- Self Assessment for complex multi-source income
Relevant Services
"As a GP with a complex income structure, I needed someone who genuinely understood healthcare finances. Sarah has been outstanding — clear, fast and always on the ball."
Dentists
Practice principals and associates balancing NHS contracts, private income and incorporation.
Typical Clients
- Practice principals and practice owners
- Self-employed associate dentists
- Mixed NHS and private practitioners
- Dentists opening a squat (new-build) practice
Key Challenges
- Splitting NHS and private income correctly for tax
- Deciding when (and whether) to incorporate the practice
- NHS Pension and superannuation deductions affecting cash flow
- Valuing and taxing goodwill when buying or selling a practice
What We Help With
- Incorporation modelling and tax-efficient profit extraction
- Capital allowances on surgery fit-outs and equipment
- Associate vs principal structuring and expense claims
- Practice purchase, sale and goodwill tax planning
Relevant Services
"They understood dental practice finances from day one — NHS pension, associate splits, the lot. Incorporating the practice with their guidance was the best financial decision I've made."
E-Commerce Businesses
Amazon, Shopify and multi-channel sellers wrestling with VAT, inventory and fees.
Typical Clients
- Amazon FBA and marketplace sellers
- Shopify and WooCommerce store owners
- Multi-channel and wholesale + DTC brands
- Sellers shipping internationally
Key Challenges
- VAT complexity — marketplace VAT, OSS/IOSS and overseas thresholds
- Reconciling platform fees, refunds and payouts accurately
- Inventory accounting and cash tied up in stock
- Multi-currency sales distorting reported profit
What We Help With
- VAT registration, OSS/IOSS and ongoing returns
- Connecting Amazon, Shopify and Stripe to cloud accounting
- Per-channel profitability and inventory reporting
- Cash flow forecasting around stock and seasonal peaks
Relevant Services
"VAT across three countries used to keep me up at night. Now it's handled, my dashboards are live, and I finally know which products actually make money."
Start-Ups
New and growing businesses getting the structure, software and forecasting right — and planning a tax-free exit from day one.
Typical Clients
- First-time founders setting up a new business
- Owner-managed companies in their first few years
- Growing businesses outgrowing spreadsheets
- Founders with one eye on an eventual sale
Key Challenges
- Choosing the right structure — sole trader vs limited company — from day one
- Picking and setting up the right cloud accounting software
- Forecasting cash flow so the business never runs out of runway
- Building toward a clean, tax-efficient exit years before selling
What We Help With
- Structuring the business correctly for tax and future sale
- Setting up Xero or QuickBooks and the right app stack
- Cash flow forecasting, budgeting and scenario planning
- Exit planning and qualifying for Business Asset Disposal Relief
Relevant Services
"They set us up properly from the start — right company structure, Xero running smoothly, and forecasts I can actually trust. When the time comes to sell, I know we're already in the best possible position."
Pharmacists & Other Healthcare Professionals
Pharmacy owners, locums, opticians, physios and vets — where partial-exemption VAT and NHS income meet.
Typical Clients
- Community pharmacy owners and contractors
- Locum and self-employed pharmacists
- Opticians, physiotherapists and chiropractors
- Veterinary practices and other allied health professionals
Key Challenges
- Partial-exemption VAT across exempt dispensing and retail sales
- NHS reimbursement timing creating cash flow pressure
- Valuing goodwill when buying or selling a pharmacy
- Mixing locum, employed and NHS Pension income for tax
What We Help With
- Partial-exemption VAT calculations and returns
- Pharmacy acquisition, disposal and goodwill tax planning
- Locum Self Assessment, expenses and incorporation
- Stock, margin and management accounts; NHS Pension planning
Relevant Services
"The VAT on a pharmacy is a minefield and my previous accountant got it wrong for years. Fahim's team fixed the partial exemption, recovered what we were owed, and made buying my second branch painless."
Specialist advice for your sector
Book a free, no-obligation 30-minute call and we’ll talk through exactly what your industry needs.
Don’t see your industry?
We work with more than these seven
These are the sectors we know inside out — but if your business sits outside them, we’d still love to talk. Many of the same principles around proactive tax planning and clear, modern accounting apply whatever you do.